Last Updated: February 2026
Best Home Warranty Companies 2026
Protect Your Home Systems and Appliances - We evaluated 30+ home warranty providers on coverage, claims experience, and value.
Reviewed by Thomas Baker, Home Inspector
Licensed home inspector and real estate consultant with 15 years of experience evaluating home warranty coverage and claims.
Our Top Pick for Home
A
American Home Shield
Highest rated & most recommended option
#1 Top Rated
AH
American Home Shield - Industry leader in home warranties with flexible plans and no home inspection required.
Plans3 tiers
Annual Cost$600-$900
Service Fee$75-$125
Coverage Caps$3,000-$5,000/item
- Largest home warranty company in the US
- Three plan tiers for flexibility
- No home inspection required
- Coverage for pre-existing conditions
Excellent
9.7
Free Consultation
#2 Top Rated
CH
Choice Home Warranty - Affordable home warranty coverage with 24/7 claims service.
Plans2 tiers
Annual Cost$500-$700
Service Fee$60-$85
Coverage Caps$3,000/item
- Competitive pricing and promotions
- 24/7 claims service available
- Coverage in all 50 states
- First month free on new policies
Excellent
9.4
Free Consultation
#3 Rated
SH
Select Home Warranty - Budget-friendly home warranty with straightforward coverage options.
Plans3 tiers
Annual Cost$400-$600
Service Fee$60-$75
Coverage Caps$2,500/item
- Among the lowest premiums available
- Free roof leak coverage included
- 150-day workmanship guarantee
- Multi-year discounts available
Excellent
9.1
#4 Rated
FA
First American Home Warranty - Established home warranty provider with flexible coverage and trusted service.
Plans2 tiers
Annual Cost$550-$800
Service Fee$75-$125
Coverage Caps$3,500/item
- Over 40 years in business
- Flexible payment options
- Good coverage for major systems
- Roof leak protection available
Very Good
8.9
#5 Rated
CH
Cinch Home Services - Comprehensive home warranty with built-in pest control and additional perks.
Plans3 tiers
Annual Cost$500-$750
Service Fee$75-$150
Coverage Caps$3,000/item
- Pest control included in coverage
- 180-day workmanship guarantee
- Appliances protected from day one
- Online claims portal
Very Good
8.7
#6 Rated
LH
Liberty Home Guard - Customizable home warranty plans with transparent pricing and coverage.
Plans4 tiers
Annual Cost$450-$650
Service Fee$60-$125
Coverage Caps$2,000-$4,000/item
- Highly customizable coverage
- No mandatory service fees
- Coverage for rust and corrosion
- Fast claims response
Very Good
8.5
About Home Warranty Companies
Finding the right solution can be overwhelming with so many options available. Our team of experts has evaluated each option based on pricing, features, customer reviews, and overall value to help you make an informed decision.
This guide compares the top 6 providers in home, explaining key differences and which options might work best for your specific needs.
Quick Comparison
| Provider | Rating | Best For |
|---|---|---|
| American Home Shield | 9.7 | Best Overall |
| Choice Home Warranty | 9.4 | Best Value |
| Select Home Warranty | 9.1 | Best Budget |
| First American Home Warranty | 8.9 | General use |
| Cinch Home Services | 8.7 | General use |
More Home Comparisons
Compare Options, Choose What's Best for You
At Komparisons, we recognize the importance of thorough and accurate product reviews. Our team rigorously evaluates every option to ensure you have the unbiased information needed to make confident decisions.